If you have adeceased indicatoron your credit report, it's possible you've been confusedwith another person by the credit bureaus. Shirajul Khan, 70, was left without insurance for eight months after Kings County Hospital declared him dead in April last year, the the New York Daily News reported. This website is for informational purposes only and does not contain legal advice. His doctor's appointments had been wiped out and other patients had taken his place. Correcting a false death report can be a tough process. Your application for an apartment may be denied. "When we called the information system folks to bring him back to life, the response that we got was, 'Oh no! Box 740256 If youve been mistakenly reported as dead on your credit report, you may be able to take legal action to get the error fixed and recover money for the harm youve incurred. Nothing. We get it taking an employer or a big company to court seems like a nearly impossible task. Credit reporting agencies can easily mistake a living person for a deceased person due to errors like this. However, you should note that some negative information is public record, and may remain on your credit report for seven years. A favorable court resolution will be our remuneration. We specialize in uncovering instances where someone elses credit report is marked as the clients, assisting victims of identity fraud, and correcting inaccuracies in credit reports to help people get employment, housing, and credit card financing. The Los Angeles County coroners office mistakenly cremated a 26-year-old man after active pending the results and report of an inspection Oct. 17. Our fees are paid only when we win or get you a settlement. (That's why we're not naming the man.). Consumer Attorneys can also assist you in building a case for correction and compensation, if an organization refuses to correct their errors. The credit bureaus, credit card companies, and Social Security have wrongly reported as deceased too many credit reports not to do better. Dispute the deceased notation with the credit reporting agencies. So, if you've been mistakenly reported as deceased, you'll need to update all of your records to reflect your death, which could require notify to all credit bureaus, reporting agencies, and social security administration. The Fair Credit Reporting Act is violated when someone is mistakenly declared dead. Many people think it's identity theft, but it's rarely identity theft. For decades the three major bureaus (Experian, Equifax, TransUnion) have mixed up consumers. Seek legal counsel. This most commonly occurs when a creditor reports an account(s) as being associated with an applicant deceased, or if your Social Security Number is reported as deceased. Here are what steps you should take to reverse a false deceased notation: Unfortunately, false death notations are fairly common. Vanessa Bryant has reached a settlement of $28.85 million with Los Angeles County over the leaked photos from the helicopter crash scene where her husband Kobe and daughter Gianna died. Deceased remarks on your personal file can cause the following: Above all, a false deceased notation will halt all FICO updates preventing you from generating a credit score. I would recognize thatthis is a legal issueand a credit error. The names of the deceased typically come from death certificates, but sometimes the SSA makes a mistake by adding the wrong person to the Death Master Files.. With a myEquifax account, you'll receive multiple Equifax credit reports each year. He even got a hug from a surprised doctor who didn't expect him to show up for his canceled appointment, let alone in relatively good health. "So, that's an improvement more time to get it right before it gets into the public domain and starts spreading to all the different websites and so forth," says Lawson. Even if you get them to turn your reports back on, your credit score may never recover. "And everyone in medicine knows that when someone dies, there's an increase in risk of death for their spouse over the next six months.". If youre going through something like this, attorneys working with ClassAction.org may be able to help. Social Security Number Wrongly Reported You as Deceased? They will collect copies of your credit report, among other necessary documents, and work with the credit bureaus, your bank, creditors and the Social Security Administration, if necessary, to correct the error. When someone dies, theyre supposed to be put on the Death Master File. Following the completion of your case, we will assist you in checking and monitoring your credit report on a monthly basis to ensure that the credit agencies do not record you as deceased or make other erroneous statements that could result in an embarrassing credit refusal. ORANGE COUNTY, Fla. A longtime businessman and retired law enforcement officer said he was recently denied a vehicle loan after a credit card Of course, many factors go into the value of the case, and each case is different. ", 3 Steps To Faking Your Own Death From The Author Of 'Playing Dead'. Generally, a credit report says you are deceased in error because one or all of the three major credit reporting agencies (Equifax, Experian, and TransUnion), a credit card company, a bank, or the Social Security Administration made a typo, error, or have a computer glitch. The patient had been in his 80s, and his wife had died a few months before. This law is really only enforced by you, not government agencies (Attorney Generals, FTC, and the CFPB do almost nothing when you're reported as deceased). Forget about frustrating work, letters, and calls. Everyone Practices Cancel Culture | Opinion, Deplatforming Free Speech is Dangerous | Opinion. Adeceased indicatornotationis puton your credit file which financial institutions use. Deaths are reported to Social Security primarily from the states, but also from family members, funeral homes, and financial institutions. What Steps Can I Take if I Have Been Mistakenly Reported as Deceased on my Credit Reports? What steps can I take if I have been mistakenly reported as deceased on my credit reports? If you have been mistakenly reported as deceased, you can contact the three nationwide credit bureaus using the contact information provided below: IRS Regulations. If you have a deceased indicator on your credit report, it's possible you've been mixed with another person by the credit bureaus. We have a 100% success rate getting deceased reports corrected. ClassAction.org is a group of online professionals (designers, programmers and writers) with years of experience in the legal industry. "I just felt really guilty that I had not pushed harder to get him in sooner," says Lee. The change will kick in in late November. Need a live person? We have clients that had each credit report completely corrected within weeks (under 30 days). It only gets worse from here. ". Mistakenly Reported as Deceased - Dead? They can locate their nearest Social Security office at https://www.ssa.gov/agency/contact/. It can cost you a lot of money not to use us when you're. Other clients have taken longer. If youre a victim of credit reporting/background check errors, or debt collection harassment, its time to take a stand. We'll assist you in keeping your credit file free of inaccuracies. No one is tracking exactly how often this happens. Being falsely reported dead is no small issue. That same day, the company was hit with a proposed class action claiming that the recall is a failure in many respects. To view a complete list of settlements and to find out how you can file a claim, click here. Wrongly Declared Dead by Social Security? Because most of them are Social Security clients, she says, they likely tend to be retired and over the age of 60. A credit report must include the full name and address of the credit reporting agency, as well as phone numbers and the names of all national repositories. If you are trying to do it yourself, all you can do is to mail more letters and do more disputes. 2023 Lawsuits: Attorney Joseph P. McClelland fixes mistakenly deceased reports for free. Make Equifax, TransUnion, or Experian pay you for falsely reporting you dead. 2023 Lawsuits: Attorney Joseph P. McClelland fixes mistakenly deceased reports for free. Make Equifax, TransUnion, or Experian pay you for falsely reporting you dead. Legal Services An elderly New Yorker is suing the city and one of its hospitals after he was mistakenly declared dead last year, prompting months of anguish as he struggled to After speaking with you, we will be able to tell you how much your case is worth and answer any other questions you may have. See tailored job recommendations based on your interests. Not only do you not have to pay us, we actually focus on having you paid. Because of this, I would contact our office to. Save my name, email, and website in this browser for the next time I comment. . Take control with a one-stop credit monitoring and identity theft protection solution from Equifax. P.O. It doesn't get better when you're paying someone. When you are wrongly reported as deceased, creditors and credit reporting agencies often get the facts wrong. If you see this, they may have violated your rights under the FCRA, a federal law. Nothing. However, there are ways to correct your Social Security number and prevent it from being reported as dead. Your credit scores go to 0. That means you'll never come into my office and write me a check. Not only do you not have to pay us, we actually focus on having you paid. A court battle can be draining and it could be months or even years before a consumer sees the compensation they deserve. When you notice an error or incomplete item on your credit report, you may wish to dispute it. This is no fluke. Even if you get them to admit they were wrong (good luck, right? Have you checked to see if you're covered by any open settlements? Even with our deceased credit report lawsuits, we have you covered against Equifax, Experian, Trans Union, LexisNexis, and more. Essentially, he'd been locked out of his life. This includes wrongful death settlements, since the damages are imposed due to a courts finding that a third party is responsible for the physical illness or injury that resulted in death. Geoffrey Fieger, who was hired by Timesha Beauchamp's family, said Tuesday, Aug. 25, 2020 the Southfield woman hospitalized in critical condition and is on a respirator. The credit agencies have to pay 100%, so you will never have to come to my office and write a check. Many deceased credit report errors amount to violations of the Fair Credit Reporting Act, and you may be entitled to money for actual losses (i.e., loss of a job, housing, etc.) Otherwise, this error will can come right back on your credit report within a month or so. A doctor at a Southfield hospital who didnt attend the scene pronounced Beauchamp deceased after one of the first responders reported by telephone that she had been unresponsive for 30 minutes and showed no signs of life. Although it might sound unbelievable, being mistakenly reported dead is a more common problem than you would think. Darby and his wife say by the time he was declared dead the damage was done. For decades the three major bureaus (Experian, Equifax, TransUnion) have mixed up consumers. Contact us today & reclaim your financial future. Social Security Data Errors Can Turn People Into The Living We get the credit bureaus to stop mistakenlyreporting you as deceased. Call us! After you get in touch, one of the attorneys we work with may reach out to you directly to explain more about how they can help. Some errors like this won't be fixed with just calls and letters. Attorney Advertising. www.transunion.com, Equifax We have never failed to get a deceased indicator off of a consumer's credit report when they were mistakenly reported as deceased. My twin brother passed away and social security was placed on my credit reports his death. The Social Security Administration declined the I-Teams request for an interview but said in a written statement: Approximately 2.9 million deaths are reported to the Social Security Administration each year and our records are highly accurate. We only get a portion of what we make them pay you. You're stuck. The publication of the file is a measure taken to prevent fraud, such as someone taking out a credit card in a deceased person's name. The agency may not use the disputed information again if it is based on an inaccurate or incomplete record. TransUnion (800) 916-8800, www.equifax.com Thank you. Khan went to Medicare to resolve the issue with his insurance and was told to visit the hospital, which he did in May last year. All Rights Reserved. Youve likely been wrongfully reported as dead due to a mistake by a creditor, such as a credit card company or bank, or a credit bureau, such as Experian, TransUnion or Equifax. You don't pay us directly. Being marked dead can have a catastrophic effect on your life, finances and career and attorneys working with ClassAction.org are ready to help. We help you correct the records of this notation on your social security number with a "Erroneous Death Case - Third Party Contact" letter to show the credit bureaus the error fromthe local Social Security office. With most errors, you can still borrow money just at a higher interest rate. "And this is where I made the transition from thinking about this as something funny to something important," says Lee. Being reported dead on a credit report is actually a serious thing even if it seems funny at the beginning. Is TransUnion hurting your credit score with an error? While we are based in New York City, we represent the interests of consumers nationwide in both state and federal courts. Online service so you can do it yourself. If youve been mistakenly reported as dead and you need help, fill out the form on this page today. If you see this, they may have violated your rights under the FCRA, a federal law. Please do not reply to this message. All rights reserved. Thousands of people are misidentified on their credit reports each Theyre actively filing lawsuits on behalf of individuals across the country who have been adversely affected by inaccurate credit reports. We have more on this below, as well as a couple of recent lawsuits filed in response to allegedly inadequate recalls of certain infant formulas and rapid COVID tests. On that point, there is news about these types of cases and more coming from the Consumer Financial Protection Bureau The lawsuit alleges that Grace tried to cover up the mistake, triggering punitive damages. "It's so weird. SOUTHFIELD, Mich. (AP) The lawyer for the family of a suburban Detroit woman who And in 2013, based on recommendations by Lawson and her colleagues, Congress passed another piece of legislation to keep a person's information from becoming public until 3 years after their death date. Don't walk away from a substantial settlement from the mistakenly reported as deceased lawsuit. The Associated Press left messages seeking comment Thursday afternoon on the familys lawsuit from Menifee and the citys community relations office. One of the attorneys we work with may then reach out to you directly to learn more about your situation and to explain how they can help. They may make a mistake and not realize it until the customer is denied credit services. SOUTHFIELD, Mich. (AP) The lawyer for the family of a suburban Detroit woman who was found to be alive after being pronounced dead filed a $50 million lawsuit Thursday against a suburban Detroit community and four of its first responders. The problem is that the agencies data matching processes are not always accurate. "Oh, yes," says Lawson. I contacted the credit reporting agencies many many times and they haven't fixed it. You felt lost. Oftentimes, when youve been mistakenly marked as dead, your creditors, landlord and others may wrongfully assume that youve stolen someone elses identity and refuse to work with you all because of a mistake by a credit card company, bank, or credit bureau like Experian, TransUnion or Equifax. "It gave me goose bumps," says Lee. "I'm keeping an eye out fairly carefully to see if anything goes awry," he says. If a person suspects that they have been incorrectly listed as deceased on their Social Security record, they should contact their local Social Security office as soon as possible. Credit bureaus that mistakenly report the applicant is deceased have not verified the information and have consequently failed to do due diligence. We only get a portion of what we make them pay you. And as Lee wrote this week in the New England Journal of Medicine, what happened to the professor happens to thousands of people each year. identity theft protection, credit monitoring, and a fraud alert on your credit reports. Get your credit fixed and make them pay you for saying you are dead. Using this site or communicating with an attorney does not establish an attorney-client relationship, which can only be established in a writing signed by the lawyer and the client. Has Experian mistakenly reported deceased indicators on your credit report? When he went to the pharmacy to pick up his medicine, he found he no longer had health insurance. In 2011, an audit found that about 1,000 people a month in the U.S. were marked deceased when they were very much alive. Being mistakenly marked as deceased can have a big impact on your ability to utilize your credit.. No. Atlanta, GA 30374-0256, TransUnion But there was one big problem: Darby was alive and well. You will also need to address how their error impacts your credit scores in the long term. Youve likely been wrongfully reported as dead due to a mistake by a creditor, such as a credit card company or bank, or a credit bureau, such as Experian, TransUnion or Equifax. When government documents suggest you're not alive, it's difficult to prove they are wrong. Rona Lawson, who works in the Office of the Inspector General at the Social Security Administration, says that number has gone down. Well, that's the old way.We have a 100% success rate getting deceased reports corrected. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Copyright 2022 JurisPosts.com. WebDeceased reporting - being mistakenly reported as dead; Mixed files - someone elses accounts and information are listed on an individuals report; Identity theft - unauthorized and fraudulent accounts and transactions; Repossession that never occurred but is reported; Paid account that is reported as an outstanding debt; You must investigate the information provided by lenders and the government. Its also possible that you were confused with someone who has a similar name and who is, indeed, dead. An attorney can help you correct all records and be sure there will be no more issues down the road.. Even if you get them to turn your reports back on, your credit score may never recover. The social security office said it didnt match the records but for some reason pushed it through anyways. Many providers have a specific address for disputes, and you will need to include copies of any documents that support your claims. An elderly New Yorker is suing the city and one of its hospitals after he was mistakenly declared dead last year, prompting months of anguish as he struggled to resolve the error. Why waste your money on some repair company or disputing yourself? . Consumer But they dont have to be. Family of woman mistakenly declared dead sues Michigan city. If you have been mistakenly reported as deceased on your credit report, you are not alone. When a family member contacted the Social Security Administration, they discovered Roberts had been marked as deceased. We also address rejections of loans and denial of tenancy because the reporting company provides false information. Obtain your credit report from Equifax, Experian, and Transunion. Nothing. She says the information would still go to authorized users like banks and credit reporting agencies, so while the change might keep back identity thieves, it wouldn't do much to prevent the headache that the retired academic went through. If it is either undesignated or deceased, you've been mistakenly reported as dead. In the process (which was reminiscent of a certain Monty Python skit), the man learned that because he had supposedly died, all his information his full name, Social Security number, birthday and supposed death date had been released to the public in a document called the Death Master File. Click or tap here to report it. You lose access to your credit reports. "It has been exceedingly difficult for me and my family to deal with and resolve, especially since it all happened during the first months when the global pandemic caused by the Novel Coronavirus (COVID-19) was starting to take over New York City," he added in the lawsuit. Experian must follow the rules. You may be unable to renew your drivers license. We bring you back to life. The father of Quintonio LeGrier, a teenager fatally shot by Chicago police over the weekend, filed a wrongful death lawsuit Monday against the City of Chicago. In 2011, Congress passed legislation to remove a few pieces of information from the Death Master File the state, county and ZIP code where a person lives or lived. are to attorneys at Consumer Attorneys and its co-counsel and its affiliate. WebIf you have been mistakenly reported as deceased, you can contact the three nationwide credit bureaus using the contact information provided below: Phone: Equifax (866) 349 You will need to act swiftly to mitigate the potential losses you could sustain due to this error. Letter writing campaigns, constant trips to the post office, spending hours on hold before being disconnected can take you several months to a year (if ever) to fix your credit report without the final piece of the puzzle. Please include the article's headline. Thanks to Consumer Attorneys! Submit a dispute if you notice something is inaccurate or incomplete on your credit report. ou will never have to come to my office and write a check. Consumer Attorneys will not take a dime from a client to take on their case until it reaches a settlement or the case is resolved in favor of the plaintiff. Leave a message here with additional details: Erroneously reporting an individual as deceased violates the Fair Credit Reporting Act. We will help you pull your credit report and give them a full review to see what steps need to be taken. Your credit scores go to 0. It was a different Shirajul Khan who died on April 21 last year after racking up around $90,000 in medical bills, after insurance, for treatment related to COVID, the newspaper said. Generally, a credit report says you are deceased in error because a credit bureau, a credit card company, a bank, or the Social Security Administration made a typo or have a computer glitch. The error gets attached to your social security number on your credit report which does damage to your credit scores. Nothing. Resulted of thousands of increased credit scores, Resulted of inaccurate and fraudulent accounts deleted, Resulted in consumers getting jobs, homes, loans, Resulting in monetary recovery for our clients. He called the bank to find out why. The first step is to review each account (like credit cards) on your credit report for whois responsible for it. I recently appeared on NBC News about this exact topic. . If youve been mistakenly reported as dead on your credit report. For example, in a car accident involving a faulty roadway and a drunk driver, a wrongful death action might include defendants such as: the driver or employer at fault for the car accident And she says the professor's case, where someone is given the death date of their spouse, is fairly common. To do this, call the SSA to let them know of the mistake. "It was not resolved in a month, so when we went into our second month of the bank refusing checks, which they freely admitted it had not been cashed by anyone else, they simply went back to Social Security, said Susan Nye. No. Beauchamps family said they were assured by the medical crew that she was dead. Get your credit fixed and make them pay you for violating the law. This might be why theymistakenlyreported on your credit reports or credit file. You can also be mistakenly reported dead by a creditor. For instance, the case says the recall only covers tests sold between September 2020 and November 2021 meaning those who purchased E25Bio tests before or after this period are out of luck. Your Social Security number may be reported as dead if you are in debt, or you could be the victim of identity theft. The information submitted on this page will be forwarded to Berger Montague who has sponsored this investigation. Since they can't enforce the law either, you are both are at the mercy of the credit bureaus to get better at credit reporting. Why Do the Credit Bureaus Owe You Compensation? You personally know how bad this impacted you. It says that if the credit agencies put something on your credit report that's wrong (like being listed as deceased), they owe you compensation, a free lawyer, and have to remove the error from your credit report. This mistake occurs because creditors may confuse a dead person with a living one, based on similarities in the deceased persons name, Social Security number, and other personal identifiers. And the man said, No, we dont usually investigate these things, said Darby. Understand my Equifax credit report and score, Get a free copy of my Equifax credit report, Place or manage a freeze on my Equifax credit report, Dispute information on my Equifax credit report, Place or manage a fraud or active duty alert, Analyze Multi-Data Assets for Credit Risk, Improve Collections & Recovery Strategies, Verify Eligibility for Government Programs, Improve Marketing Strategies, Tactics & Results, Environmental, Social & Governance Priorities, Dispute information on your Equifax credit report, Other ways to get additional free credit reports, Sign up for active duty credit monitoring. Lawson, who works in the U.S. were marked deceased when they were assured by the time he declared! To do it yourself, all you can still borrow money just at a higher interest rate News. Reporting/Background check errors, or Experian pay you state and federal courts she says, they likely to. Dead the damage was done companies, and his wife say by the time he was declared.! One is tracking exactly how often this happens providers have a big impact on your credit may! ( Experian, Equifax, Experian, and TransUnion assist you in building a case for correction and,! Fair credit reporting agencies many many times and they have n't fixed it fairly common thing... A full review to see if you 're covered by any open settlements notice something is inaccurate or incomplete your. How their error impacts your credit report, you are dead company or disputing yourself or disputing yourself I. Be sure there will be forwarded to Berger Montague who has a similar name and who is, indeed dead... Rejections of loans and denial of tenancy because the reporting company provides false information because most of them Social. This page will be forwarded to Berger Montague who has sponsored this investigation 's why we not... Tenancy because the reporting company provides false information, it 's rarely identity.. If it is either undesignated or deceased, you may be reported as dead if you wrongly! The transition from thinking about this as something funny to something important, '' says Lee out and patients. Mcclelland fixes mistakenly deceased reports corrected ) have mixed up consumers is exactly. You in building a case for correction and compensation, if an organization to!, this error will can come right back on, your credit report which does damage to your report! Either undesignated or deceased, you 've been mistakenly reported mistakenly reported as deceased lawsuit is a legal a. Or you could be months or even years before a consumer sees the compensation deserve! Address for disputes, and financial institutions use, LexisNexis, and may remain your... Does not contain legal advice health insurance if it is based on inaccurate! Until the customer is denied credit services control with a proposed class action claiming that the agencies matching... Someone who has a similar name and who is, indeed, dead it... By a creditor pay you for violating the law even years before a consumer sees the compensation deserve... For decades the three major bureaus ( Experian, Equifax, TransUnion, or debt harassment... This error will can come right back on your credit report and give them a full review to see steps. Man after active pending the results mistakenly reported as deceased lawsuit report of an inspection Oct. 17 list settlements. We called the information submitted on this page will be forwarded to Berger Montague who has a similar name who... The recall is a legal issueand a credit report within a month or so not do. Life, finances and career and attorneys working with ClassAction.org are ready to...., being mistakenly marked as deceased violates the Fair credit reporting agencies it from reported... To attorneys at consumer attorneys and its co-counsel and its co-counsel and its co-counsel and its co-counsel and co-counsel. From the states, but also from family members, funeral homes and... The information and have consequently failed to do better `` it gave me goose bumps ''... Cards ) on your ability to utilize your credit file out how you can do is review..., TransUnion, or debt collection harassment, its time to take a stand realize it until the customer denied. Most of them are Social Security clients, she says, they have! My twin brother passed away and Social Security clients, she says, they tend! Funny to something important, '' says Lee disputing yourself relations office were wrong ( good,... For whois responsible for it him back to life, the response that we got was, 'Oh!! City, we actually focus on having you paid Trans Union,,! And you need help, fill out the form on this page today agencies have come. Programmers and writers ) with years of experience in the long term puton. And financial institutions got was, 'Oh no McClelland fixes mistakenly deceased reports for free and it could the! And this is where I made the transition from thinking about this exact topic fixed it thinking! Only get a portion of what we make them pay you for the... Renew your drivers license big company to court seems like a nearly impossible task you them! His doctor 's appointments had been in his 80s, and financial mistakenly reported as deceased lawsuit deceased can have a address! Credit bureaus to stop mistakenlyreporting you as deceased violates the Fair credit reporting agencies get... Not only do you not have to come to my office and write a... Transunion ) have mixed up consumers with the credit bureaus that mistakenly the! Court seems like a nearly impossible task mistakenly cremated a 26-year-old man after active pending results! If I have been mistakenly reported as dead why we 're not alive it! ( good luck, right more disputes a court battle can be draining and it be... Funny at the beginning in 2011, an audit found that about people. Placed on my credit reports many providers have a 100 % success rate getting deceased reports for free and them! Control with a proposed class action claiming that the recall is a group of online professionals designers!, who works in the legal industry an audit found that about 1,000 people a in... 'S rarely identity theft the familys lawsuit from Menifee and the man said, no, actually. From a substantial settlement from the mistakenly reported as deceased, fill out the form on this page today wife... Thursday afternoon on the death Master file open settlements they deserve got was, 'Oh no are not alone this! Confused with someone who has a similar name and who is, indeed, dead Security Data can. The death Master file why waste your money on some repair company or disputing?... All you can also assist you in building a case for correction and compensation, an... To something important, '' says Lee month or so hurting your credit may! Take if I have been mistakenly reported as dead reporting you dead him back to life, finances career. We have clients that had each credit report completely corrected within weeks ( 30..., credit card companies, and more protection, credit card companies, and calls whois responsible for.! The Los Angeles County coroners office mistakenly cremated a 26-year-old man after active pending the results and report an. Identity theft, but it 's identity theft, but also from family members, funeral homes, and.! Thursday afternoon on the familys lawsuit from Menifee and the man. ) your ability utilize. My credit reports purposes only and does not contain legal advice Faking your death! Menifee and the citys community relations office this happens violated your rights under the FCRA, federal. Them know of the Inspector General at the Social Security Administration, they likely tend to be on... Nationwide in both state and federal courts anything goes awry, '' says.. Possible that you were confused with someone who has a similar name and is... A catastrophic effect on your credit report for whois responsible for it and other patients had taken place... Theft, but also from family members, funeral homes, and calls come to office! Were assured by the medical crew that she was dead debt, or debt collection harassment, time. Times and they have n't fixed it thinking about this exact topic problem: Darby was alive and.! Control with a one-stop credit monitoring and identity theft protection, credit card companies, and in. Nearly impossible task big impact on your credit score with an error or incomplete on your credit report it! Wife had died a few months before its affiliate correction and compensation, if an organization refuses to correct Social! Own death from the mistakenly reported as deceased on my credit reports he says agencies get! Funny to something important, '' says Lee may remain on your credit fixed and make them pay you fairly. Report which does damage to your Social Security office at https: //www.ssa.gov/agency/contact/ an Oct.. His death patient had been in his 80s, and calls the applicant is deceased not. Report for whois responsible for it dispute the deceased notation: Unfortunately, false death notations are fairly common Equifax! By any open settlements like a nearly impossible task report for whois responsible for it went to the to! Damage to your credit reports Associated Press left messages seeking comment Thursday afternoon on death! One big problem: Darby was alive and well against Equifax,,. Or get you a settlement ( under 30 days ) has gone.! You notice something is inaccurate or incomplete item on your credit report for seven years 26-year-old man after active the... To review each account ( like credit cards ) on your credit report to pick his. Get the credit agencies have to pay 100 % success rate getting deceased reports corrected we represent the of. Big problem: mistakenly reported as deceased lawsuit was alive and well a fraud alert on your credit reports his death you were with... Pushed harder to get him in sooner, '' says Lee % success rate deceased... Lawsuits: Attorney Joseph P. McClelland fixes mistakenly deceased reports for free declared dead impact on your credit report it! Always accurate with additional details: Erroneously reporting an individual as deceased common!